Since we're nearing the end of 2013 and I would like to have a complete financial picture heading into the new year, I decided to try and tackle the babies $4,200 hospital bill one more time. After bouncing between the hospital billing department and the babies insurance company I finally had a breakthrough! Someone at the babies' insurance finally took enough time to really look into the claim denial. Apparently my insurance should have covered it due to some state law.
So I called my own insurance back and again lucked into a person who was willing to look a little deeper into why the original claim was denied. Turns out my insurance WILL cover 100% charges! All they need are the babies names from the hospital billing department because right now the claims look like duplicates!
This is fantastic news for our finances and I'm relieved to be close to the end of the hospital bills. Even though the hospital bills are not accruing interest, I think I'm going to pay off the balance with our tax return just to be done with the headache!