Last July I started a “Spare Change
Challenge”. Basically, for the last year, any money that I’ve found (outside of
my house, car, and laundry), I’ve put in a jar. This experiment could also be
aptly named “I am looking for ways to break up the monotony of slowly paying
off the debt.”
Anyhoo, besides just setting aside
any spare change, I also challenged myself to increase my chances of finding
spare change. I started walking more, taking a short walk before work, on lunch
if I could get away from my desk, and in the evenings with my boys. I also
started paying more attention to my surroundings when I was walking. I quickly
realized that I spend a LOT of time daydreaming, texting, looking at social
media updates, and generally NOT paying attention to my surroundings when I’m
walking about. It has been really refreshing to walk around and observe my
surroundings. AND it has paid off….
In the past year, I’ve found $21.63
worth of dropped money including a $5 in a storm drain inlet, another $5 in a
wad along a sidewalk, and a soggy $1 bill at the playground. My little
experiment added more to my wallet than the interest on my emergency fund with
the added benefit of getting me walking regularly. Aside from the cash I also
found some cool and expensive sunglasses, a couple small car toys, a fitbit/
bracelet (the actual fitbit was broken but I kept the bracelet so I can have a
spare), and a gas gift card with $2.96 left on it.
Here are a few tips I can give
after my year of finding spare change:
·
Walk more!!
·
Increase path of travel such as parking farther away from building
entries and creating walking loops instead of walking back and forth along the
same route.
·
Walk along the edge of the sidewalk and pay attention to the edge
of the road at the curb line especially at paid parking spots
·
Walk where people partied the night before… I feel pretty
confident in saying that the $5s I found were dropped after an evening of
excess as they were found around known nightlife spots.
·
Also, pay attention in places where people frequently have cash
out like shops, festivals, parking meters, etc.
·
Keep your eyes open and mind on the surroundings, I was surprised
at how easily I space out when I’m walking about and had to make a concerted
effort to stay alert to my surroundings.
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