New numbers: combined family debt

As I mentioned in my last post I am revising the debt numbers on this blog to add S' debts to the mix.  As we continue to take baby steps towards marriage and a combined financial outlook it was obvious that I can't just focus on my debt and ignore S' mountain anymore.  So drum roll please (and you might want to sit down for this)....

Here's what the debt load would have looked like two years ago if I had included S' debts from the beginning plus I added in the medical debt we just accrued from the birth of our twins:

Student Loan 1 (My fed loan): $38,339
Student Loan 2 (S' state loan): $21,719
Student Loan 3 (S' fed loan): $5,454

Car Loan: $11,684

Credit Card 1: $10,577

Credit Card 2: $3,635

Credit Card 3: $0
Misc. small debts (S' small debts in collections): $5,443
Medical expenses (This number may change since there's still a couple bills that the insurance hasn't processed): $3,672

Parents: $600

Total: $101,123

And here's were we are today:

Student Loan 1: $35,230
Student Loan 2: $21,100
Student Loan 3: $5,628

Car Loan: $0

Credit Card 1: $0

Credit Card 2: $3,975

Credit Card 3: $1,858
Misc. small debts: $4,284
Medical expenses: $2,565

Parents: $0

Total: $74,640

Paid off to date: $26,483 paid off + $108 in savings

So we have a long way to go but have already paid off 25% of the debt in the last two years!  Next steps are to come up with a debt pay off plan that equitably takes care of both of our debt loads.